Prior to his role as the Field Underwriter at Stone Owl Family Office, David Bain cultivated a distinguished career in insurance underwriting and risk assessment. David’s professional journey began in the insurance industry, where he quickly developed a reputation for his meticulous approach to evaluating complex cases and crafting tailored underwriting solutions.

David has held key positions across leading insurance organizations, specializing in underwriting high-net-worth individuals, corporate clients, and specialized risk categories. His expertise encompasses life insurance, disability insurance, and critical illness coverage, with a focus on aligning risk assessment strategies with client-specific financial goals.

In addition to his core underwriting responsibilities, David has played an integral role in enhancing underwriting processes and streamlining risk evaluation methodologies within Stone Owl. His strategic insights have contributed to the development of comprehensive risk management frameworks, ensuring clients receive coverage solutions that are both robust and cost-effective.

David actively collaborates with financial advisors, brokers, and insurance carriers to facilitate smooth underwriting processes, providing expert guidance on case structuring, medical underwriting, and policy placement. His commitment to precision and efficiency has made him a trusted resource within the financial services community.

With a strong background in both technical underwriting and client-facing advisory, David Bain brings a unique blend of analytical rigor and personalized service to Stone Owl. His dedication to excellence in underwriting ensures that clients benefit from well-structured insurance solutions that support their long-term financial objectives.